Which of the following is NOT typically covered under Individual Health Insurance?

Which of the following is NOT typically covered under Individual Health Insurance?

• A. Accidents
• B. Routine health check-ups
• C. Emergency healthcare services
• D. Only specific diseases

Answer: (D)

Individual health insurance plans are designed to provide coverage for a wide range of healthcare services, but they typically have guidelines on what is included and what is excluded. The correct answer points to "Only specific diseases" as this category is often not covered comprehensively. Health insurance generally does not limit coverage to just specific diseases but rather covers a range of medical conditions and necessary medical care. It provides protection against a variety of health issues, including accidents, emergency services, and routine check-ups, rather than isolating coverage to particular diseases. In contrast, plans usually include coverage for a multitude of accidents, unexpected emergencies, and preventive services like routine check-ups as part of their standard offerings. Specialized coverage for only certain diseases could lead to gaps in essential health services, which is not the norm in comprehensive individual health insurance plans.

Individual health insurance plans are designed to provide coverage for a wide range of healthcare services, but they typically have guidelines on what is included and what is excluded. The correct answer points to "Only specific diseases" as this category is often not covered comprehensively.

Health insurance generally does not limit coverage to just specific diseases but rather covers a range of medical conditions and necessary medical care. It provides protection against a variety of health issues, including accidents, emergency services, and routine check-ups, rather than isolating coverage to particular diseases.

In contrast, plans usually include coverage for a multitude of accidents, unexpected emergencies, and preventive services like routine check-ups as part of their standard offerings. Specialized coverage for only certain diseases could lead to gaps in essential health services, which is not the norm in comprehensive individual health insurance plans.